Oct 30, 2:32 AM EDT Newsletter Signup BusinessTechnologyWorldNationalMedia & CultureOpinionSportsLuxury Business By Kailey Fralick 10/30/18 AT 12:57 AM You get a letter in the mail saying you've been pre-approved for a credit card. You read through the details and it all sounds good, so you decide to apply. Then, word comes back that your application has been denied. What happened?This article originally appeared in the Motley Fool.While it may have seemed like a sure thing, getting pre-approved for a credit card (or "pre-qualifying," which is slightly different -- we'll get to that shortly) isn't a guarantee that you'll be approved. Here's a look at what these terms really mean.Pre-qualification vs. pre-approvalSome people think that "pre-qualified" and "pre-approved" can be used interchangeably, but this is not the case. Pre-qualifications are initiated by you. If you go to a credit card issuer's website and check to see which cards you might qualify for, it'll do … [Read more...] about What It Means To Pre-Qualify For A Credit Card
Opening checking account affect credit score
Championship match reports: West Brom stunned at home, Swansea leave it late and Middlesbrough held
Full time scores in the EFL Championship. Birmingham City 2 - 2 Norwich City Brentford 5 - 1 Rotherham United Bristol City 1 - 1 Nottingham Forest Ipswich Town 2 - 2 Blackburn Rovers Millwall 2 - 2 Middlesbrough Preston North End 1 - 0 Queens Park Rangers West Bromwich Albion 1 -2 Bolton Wanderers Wigan Athletic 3 - 2 Sheffield Wednesday West Brom fall to late Bolton winner on first game back in Championship By Steve Madeley A trio of debutants made an instant impression at The Hawthorns but, while Bolton Wanderers put a summer players’ strike behind them with a memorable victory, West Bromwich Albion got a brutal crash course on the realities of the Championship. Harvey Barnes lit up a sold-out stadium with a special goal to mark his first Albion appearance but his afternoon was ruined by Josh Magennis and Yanic Wildschut, who gave Phil Parkinson’s men a dramatic late victory less than a month after their players briefly downed tools. … [Read more...] about Championship match reports: West Brom stunned at home, Swansea leave it late and Middlesbrough held
Wells Fargo CEO discusses branch closures, ‘Re-Established’ campaign at Houston town hall
By Andrea Leinfelder Published 4:16 pm CDT, Tuesday, July 31, 2018 window._taboola = window._taboola || []; _taboola.push({ mode: 'thumbnails-c', container: 'taboola-interstitial-gallery-thumbnails-3', placement: 'Interstitial Gallery Thumbnails 3', target_type: 'mix' }); _taboola.push({flush: true}); Photo: Melissa Phillip, Houston Chronicle Image 1of/3 CaptionClose Image 1 of 3 Tim Sloan, CEO of Wells Fargo, speaks at Wells Fargo Plaza, 1000 Louisiana, Tuesday, July 31, 2018, in Houston. Tim Sloan, CEO of Wells Fargo, speaks at Wells Fargo Plaza, 1000 Louisiana, Tuesday, July 31, 2018, in Houston. Photo: Melissa Phillip, Houston Chronicle Image 2 of 3 Tim Sloan, CEO of Wells Fargo, speaks at Wells Fargo Plaza, 1000 Louisiana, Tuesday, July 31, 2018, in Houston. Tim Sloan, CEO of Wells Fargo, speaks at Wells Fargo … [Read more...] about Wells Fargo CEO discusses branch closures, ‘Re-Established’ campaign at Houston town hall
5 tips if you’re packing a credit card for college
Susan Tompor Detroit Free Press Published 11:30 p.m. UTC Jul 19, 2018 Back in 2009, college students seemed to have a love affair going on with their credit cards. About 84 percent of college undergraduates had at least one credit card, according to a study then from Sallie Mae. Seniors were graduating with an average credit card debt of more than $4,100 in 2009, up from about $2,900 in 2004. By 2016, only 56 percent of college students were carrying credit cards, according to another Sallie Mae report called "Majoring in Money." Credit was tougher to get after the financial fallout and more restrictions were put in place in 2010 when it came to issuing credit cards to consumers younger than 21. Lately, college students are seeing offers pop up in the mail from cards, like Discover it Student Cash Back, or credit card offerings from their own banks or credit unions. Credit is out there, possibly with a parent as a cosigner. "Banks are sending card offers … [Read more...] about 5 tips if you’re packing a credit card for college
An 850 credit score? It’s possible
Visit The Boston Globe Share on Twitter Share on Facebook Comment on this Scroll to top of page By Michelle Singletary Washington Post June 29, 2018 WASHINGTON — For many consumers, a perfect credit score is like a four-leaf clover. You know it exists. It’s just rare.The FICO credit score model ranges from a low of 300 to a high of 850. Just 1.5 percent of scorable US consumers earned an 850 as of this past April, according to Ethan Dornhelm, vice president of Scores and Predictive Analytics at FICO.Each credit bureau report generates a score depending on the model used. The most widely used is FICO. So, you can have more than one credit score depending on the credit file searched and the version of the scoring model used. I keep a constant watch on my scores, taking advantage of the many ways to view them for free. By the way, the scores given to consumers can differ from the ones used by lenders. Advertisement Earlier this month, I logged … [Read more...] about An 850 credit score? It’s possible